Mortgage Loan Officer - Flexibility to Work from Home - Richmond Area
Core
Proactively solicits prospective mortgage clients and assists members in obtaining first mortgage loans including FHA, USDA-RD, VA, and VHDA.
Role type
Mortgage Loan Officer
Builds
Mortgage loans for Virginia Credit Union members
Domain
Financial services / Mortgage lending
Deliverable
client delivery
Required skills
[soliciting prospective clients, interviewing members for purchase and refinance transactions, presenting mortgage options, conducting preliminary underwriting reviews, verifying supporting documentation, calculating and preparing loan documentation, maintaining NMLS registration, analyzing financial information]
Preferred skills
[building Dealer/Realtor relationships, retail and branch banking experience, experience using EMPOWER automated underwriting system]
Technologies
[EMPOWER automated underwriting system, mortgage loan origination system]
Responsibilities
[Interview members for first mortgage loans including purchase and refinance, conduct preliminary underwriting reviews, verify supporting documentation including employment history and bank statements, prepare loan documentation for underwriting, maintain NMLS active registration, assist with scheduling residential loan closings, comply with Regulations B, C, X and Z regarding disclosures]
Seniority
Individual Contributor