Mortgage Loan Officer - Flexibility to Work from Home - Richmond Area
Core
Proactively solicits prospective mortgage clients and assists members in obtaining first mortgage loans including FHA, USDA-RD, VA, and VHDA.
Role type
Mortgage Loan Officer
Builds
First mortgage loans (purchase and refinance) for Virginia Credit Union members
Domain
Financial Services / Mortgage Lending
Required skills
Mortgage loan origination, FHA/VA/USDA/VHDA lending programs, underwriting review, regulatory compliance (Regulations B, C, X, Z), relationship management with builders/realtors, loan documentation verification, closing coordination
Preferred skills
EMPOWER automated underwriting system, dealer/realtor relationship building, retail banking experience, marketing strategy development
Technologies
Mortgage loan origination system, EMPOWER
Responsibilities
Interview members for purchase and refinance transactions, conduct preliminary underwriting reviews, verify supporting documentation, prepare loan documentation for underwriting, maintain NMLS registration, ensure compliance with federal and state regulations, assist with loan closings
Seniority
Individual Contributor