Mortgage Loan Officer
Core
Provide information on credit union products, interview applicants for real estate loans, and process documentation to approve or deny loan applications based on analysis of borrower background.
Role type
Mortgage Loan Officer
Builds
Real estate loans for borrowers
Domain
Consumer lending / Mortgage banking
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Loan application analysis, credit-worthiness assessment, regulatory compliance, network development, documentation preparation, risk calculation
Preferred skills
Consumer lending experience, NMLS certification, Spanish language proficiency
Technologies
Word, Excel, PowerPoint
Responsibilities
Meet with loan applicants to discuss mortgage options and counsel on credit/budget; Prequalify applicants by examining documentation and assessing credit-worthiness; Gather and review data including credit reports to complete loan review; Prepare mortgage loan application and documentation for underwriting and closing; Develop mortgage loan business through networking with real estate professionals and builders.
Seniority
Individual Contributor