Credit Analysis (Associate/ Sr. Associate/ Delivery Lead/ Manager)
Core
Analyzing credit risk for corporates and SMEs, writing credit reports, and monitoring loan portfolios.
Role type
Associate/Sr. Associate Credit Analyst
Builds
Credit reports, risk ratings, and portfolio monitoring trackers
Domain
Financial Services / Credit Risk
Deliverable
dashboards & analysis
Required skills
Credit risk fundamentals, Financial statement analysis, Bloomberg/Factiva research, Excel (advanced functions), Event summary preparation, Covenant monitoring
Preferred skills
Risk rating assessment for large/middle-market borrowers, Loan portfolio monitoring, Process improvement
Responsibilities
Prepare timely event summaries with critical analysis of impact on obligors, Prepare detailed credit reports (interim and annual reviews) on obligors, Update required trackers with latest status/updates, Identify ways for improvement in efficiency gains and process improvement, Perform ad-hoc tasks with detailed understanding on client requirement, Responsible for on-time identification and escalation of risks and mitigants