Credit Manager - Cotonou (Benin Republic)
Core
Oversee and manage credit risk and other risks within the Easybuy business, designing controls to strengthen portfolio health and compliance.
Role type
Senior Credit Manager (Field-based)
Builds
Robust credit risk controls, operational processes, and field-based collection strategies.
Domain
Financial Services / Credit Risk / Consumer Lending
Deliverable
production ML models | product features | dashboards & analysis | client delivery | infrastructure | physical/clinical work
Required skills
Credit risk management, portfolio performance analysis, internal audit, collection strategy design, policy review, fraud investigation, data collection, field survey management, team leadership, project management
Preferred skills
Certification in Credit Management, Business Analytics, Statistics, Data, or Computer Science
Technologies
Data collection tools, field survey platforms
Responsibilities
Identify and classify customers at risk of default through data review and direct client interaction; Conduct internal audits to identify process gaps and ensure compliance; Engage in proactive collection strategies to enhance client quality and improve collections; Review existing policies and recommend adjustments based on market trends; Manage field pilots to meet success metrics; Investigate reported fraud cases within SLA; Prepare comprehensive field reports and operational insights.
Seniority
Senior, hands-on IC with supervisory experience