Product Manager - B2C Credit
Core
Define strategy and roadmap for revolving credit and consolidation loan products to drive sustainable growth and portfolio profitability.
Role type
Senior B2C Credit Product Manager
Builds
Revolving credit facilities and consolidation loan products
Domain
Consumer Finance / Fintech
Deliverable
product features
Required skills
Consumer lending strategy, Credit risk management, Portfolio optimization, Pricing strategy, Data-driven decision making, Stakeholder management, Regulatory compliance, Customer lifecycle management
Preferred skills
Revolving credit facilities, Consolidation loans, Behavioral scoring, Affordability assessments, Digital acquisition funnels, Nordic market knowledge
Technologies
Decision engines, Analytics platforms
Responsibilities
Own and drive product strategy and roadmap for consumer credit products; Improve customer journey across acquisition, underwriting, activation, repayment, and retention; Collaborate with Credit Risk, Analytics, Marketing, and Technology to deliver compliant products; Translate insights into product priorities; Monitor and optimize commercial metrics like approval rates, utilization, and default rates; Identify opportunities to improve underwriting and pricing; Ensure product competitiveness through market analysis.
Seniority
Senior, hands-on IC