Senior Product Manager, Collections & Recoveries
Core
Own the end-to-end product lifecycle for KOHO's installment lending and collections/recoveries services, including revolving and installment credit products, to help Canadians borrow responsibly and recover from delinquency.
Role type
Senior Product Manager (Consumer Lending & Collections)
Builds
Collections Hub in-app, new lending products (Hardship, Settlement loans), and optimized credit servicing processes
Domain
Fintech / Consumer Credit / Collections
Deliverable
product features
Required skills
Product lifecycle management, SQL, dbt, Redshift, credit risk modeling, regulatory compliance (FCAC, OSFI), unit economics analysis, cross-functional leadership
Preferred skills
AI-native mindset, experience with BNPL, debt consolidation, and hardship loan products
Technologies
SQL, dbt, Redshift
Responsibilities
Own the roadmap and execution for collections and recoveries services; create consistent processes across revolving and installment credit products; build new lending products from 0 to 1; run experiments to measure impact on gross profit; partner with Engineering, Design, and Data Science on loan servicing and decisioning logic; collaborate with Risk, Finance, Compliance, and Legal to ensure regulatory adherence
Seniority
Senior, hands-on IC