Job
Core
End-to-end monitoring and optimization of payment activity for high-priority customer accounts, including transaction analysis, root cause investigation, and routing logic adjustment.
Role type
Payment Transaction Monitoring Specialist
Builds
Payment transaction flow stability and success rates for designated customer portfolios
Domain
Fintech / Payments
Deliverable
client delivery
Required skills
Transaction-level analysis, Root cause analysis, Routing logic configuration, Cascade management, Payment behavior analysis, Issuer response code interpretation, Payment failure investigation, Multi-dimensional data tracking (BIN, issuer, country, device)
Preferred skills
Experience with payment orchestration platforms, Knowledge of card schemes and BINs, Familiarity with PSP responses
Technologies
Payment gateways, PSPs, Card networks, BIN databases
Responsibilities
Monitor payment activity at account, user, transaction, and card levels; Investigate payment failures and determine root causes; Adjust routing logic and payment cascades based on performance; Analyze transaction performance by BIN, issuer, and country; Distinguish between issuer declines, technical errors, and risk rejections.