Credit UW II or Senior Credit Underwriter
Core
Underwrite loans and credit exposure for middle market companies ($50M-$2B revenue) in the San Francisco/Greater Bay Area market.
Role type
Senior Credit Underwriter (Middle Market)
Builds
Bilateral and syndicated loan facilities for commercial clients
Domain
Commercial Banking / Middle Market Lending
Required skills
Credit analysis, Financial modeling, Loan structuring, Risk assessment, Financial statement analysis, Credit documentation, Due diligence, Regulatory compliance
Preferred skills
Syndicated loan execution, Derivative products knowledge, Client negotiation
Technologies
N/A
Responsibilities
Structure bilateral and syndicated loans aligned with client needs and bank risk parameters; Perform due diligence and dynamic risk assessments of borrowers and industries; Construct detailed financial cash flow and repayment models including sensitivity analyses; Create credit approval packages and own the credit approval process; Present well supported opportunities to credit and risk leadership; Oversee quarterly monitoring exercises and requirements.
Seniority
Senior, hands-on IC