Senior Credit Analyst (UAE National)
Core
Underwrite individual retail banking applications (Business Loans & Mortgages) and review high-value transactions and deviations.
Role type
Senior Credit Analyst
Builds
Credit decisions for retail banking products
Domain
Banking / Retail Credit
Required skills
Credit underwriting, financial statement analysis, risk assessment, fraud detection, field visits, regulatory compliance
Preferred skills
Arabic language proficiency
Technologies
Perfios
Responsibilities
Analyze credit data and financial statements to determine risk; Generate financial ratios using computer programs; Evaluate and escalate applications based on borrower character and repayment capability; Identify and highlight fraudulent activities; Initiate field visits for respective companies; Communicate underwriting decisions via email drafts; Ensure adherence to credit policies and operational risk guidelines. (via careerplan.io/jobs/14-007-3A-667-senior-credit-analyst-uae-national-at-cbd)
Seniority
Senior, hands-on IC