Junior Credit Decisions Analyst
Core
Assess and price merchant financing applications using proprietary tools to identify risks and support accurate credit decisions.
Role type
Junior Credit Decisions Analyst
Builds
Merchant financing decisions for YouLend's partner network
Domain
Fintech / Credit Risk / Small Business Finance
Deliverable
production ML models
Required skills
Analytical reasoning, Data interpretation, Excel (pivot tables, lookups), Attention to detail, Written communication, Time management
Preferred skills
Credit/underwriting experience, Finance/Economics degree, Small-business finance knowledge, Fintech experience
Technologies
Excel, Internal proprietary tools
Responsibilities
Review and underwrite merchant financing applications, Analyze financial and operational data, Identify trends and potential risks, Validate information accuracy, Document decision reasoning, Escalate complex applications, Suggest process improvements
Seniority
Junior, hands-on IC