Lead Credit Ops
Core
Build and launch the first-line credit operations function for Pennylane's own-book financing activity, translating risk credit policy into executable decisions and auditable outcomes.
Role type
Senior IC Credit Operations Lead (via careerplan.io/jobs/0c3d80fd-a091-4207-9d4a-3eac6457102d-lead-credit-ops-at-pennylane)
Builds
Credit origination workflows, decision trees, delegated authorities, and operational KPIs for short-term financing
Domain
Financial Services / SME Financing / Credit Operations
Required skills
Credit operations, underwriting, risk policy execution, operational monitoring, team leadership, workflow design, automation strategy, stakeholder management, capacity planning
Preferred skills
SME financing products, invoice financing, working-capital facilities
Technologies
Origination platforms, scoring processes, operational tools
Responsibilities
Own end-to-end credit origination including manual reviews and exception handling; Build the credit operating model and escalation paths; Monitor active book for repayment incidents and early-warning signals; Partner with financing partners on servicing and collections; Provide structured feedback to Risk on policy effectiveness; Collaborate with Product and Tech to design workflows and automation; Recruit and lead credit analysts
Seniority
Senior, hands-on IC
