Head of Credit Underwriting - Business Banking & SME
Core
Senior leadership role leading Credit Underwriting for SME, Business Banking, and Corporate Real Estate across the UK, focusing on high-quality credit decision-making and portfolio outcomes.
Role type
Senior leadership credit underwriting head
Builds
Credit portfolio and lending decisions for SMEs and businesses
Domain
Financial services / Banking / Credit Risk
Required skills
SME credit underwriting expertise, Corporate Real Estate lending expertise, Business Banking credit experience, Credit risk management, Portfolio management, Change leadership, Team leadership, Commercial judgement
Preferred skills
Experience with data, analytics, automation and AI in underwriting
Technologies
Data, analytics, automation, AI
Responsibilities
Lead Credit Underwriting across SME and Business Banking, Provide senior credit leadership on complex lending, Maintain accountability for credit quality and risk profile, Partner with senior business leaders to support growth, Influence credit policy and risk appetite, Lead transformation of underwriting processes and technology, Lead and develop a large team of credit professionals, Represent Credit at senior executive forums
Seniority
Senior, hands-on IC with leadership responsibilities
