Senior Manager, Credit Risk
Core
Lead and build an AI-native credit risk function for a fintech platform serving small home service businesses, managing risk for payments and future lending products.
Role type
Senior Manager, Credit Risk (Builder/Leader)
Builds
Credit risk frameworks, models, and operational discipline for Jobber Payments and a growing lending business.
Domain
Fintech / Credit Risk / Small Business Lending
Deliverable
production ML models
Required skills
Credit risk management, team leadership, credit policy & appetite definition, portfolio monitoring, IFRS 9 / CEAP provisioning, SQL, Python, statistical modeling, machine learning governance, vendor management.
Preferred skills
Experience managing credit portfolios through stress cycles, building automation tooling, cross-functional product partnership.
Responsibilities
Lead and grow a team of Credit Risk Analysts; own end-to-end credit risk operations (underwriting, exposure, collections, loss forecasting); define credit risk appetite, policy, and limit frameworks; partner with Data Science to build and validate credit risk models and ML approaches; champion AI-native solutions for credit risk; set the multi-year roadmap for the function; ensure compliance with Canadian and US fair lending regulations; own credit loss provisioning and stress testing; report on portfolio health to leadership.
Seniority
Senior, hands-on IC with people leadership
