Relationship Manager - Commercial Banking – SME Yorkshire
Core
End-to-end ownership of a high-profile SME client portfolio in North & West Yorkshire, managing relationships with actively trading businesses turning over between £3m and £10m.
Role type
Senior IC relationship manager (SME commercial banking)
Builds
Lending, working capital, and cashflow facilities; payments, deposits, and cards solutions for SME clients.
Domain
Commercial Banking / SME Finance
Deliverable
client delivery
Required skills
Portfolio management, relationship management, credit assessment, risk management, business development, negotiation, commercial lending documentation
Preferred skills
Originating new-to-bank business, deal execution, ESG and Net Zero advisory
Technologies
Commercial banking platforms, credit assessment tools
Responsibilities
Manage a portfolio of 120 SME customers; originate and win new business through prospecting and strategic outreach; prepare credit proposals and make risk-aware recommendations; support clients with wider risk considerations including ESG priorities.
Seniority
Senior, hands-on IC