Data Scientist - Credit Risk (ATH 5531)
Core
Develop and manage credit strategies for credit card and personal lending portfolios to balance growth, profitability, and risk appetite.
Role type
Senior IC data scientist (credit risk strategy)
Builds
Credit strategies and portfolio performance actions
Domain
Retail banking, credit risk, financial services
Deliverable
production ML models | dashboards & analysis
Required skills
SQL, data analytics, strategic thinking, stakeholder influence, portfolio management, risk assessment, predictive modeling, business acumen
Preferred skills
Python, Databricks, Azure, machine learning, credit decisioning tools, graduate degree in quantitative field
Technologies
SQL, Python, Databricks, Azure
Responsibilities
Own a portfolio or business problem area end-to-end; design and optimize credit strategies; translate complex data into actionable recommendations; monitor portfolio performance and emerging risks; leverage AI-enabled tools for strategic decision-making; challenge assumptions and influence senior leadership decisions.
Seniority
Senior, hands-on IC