Analista Sênior de Crédito / Crédit Business Analyst
Core
Senior Credit Business Analyst responsible for designing, testing, and evolving the credit lifecycle for a credit card ecosystem, balancing growth and risk through data-driven decisions.
Role type
Senior IC Credit Business Analyst (Credit Card)
Builds
Credit card product policies, pricing strategies, and risk models for a fintech payment ecosystem.
Domain
Fintech / Credit Risk / Payments
Deliverable
production ML models | product features
Required skills
SQL, credit risk modeling, NPV valuation, A/B testing design, stakeholder alignment, data analysis, financial modeling
Preferred skills
Databricks, Scala, Spark, Python, R, Open Finance data, alternative data analysis
Technologies
SQL, Databricks, Scala, Spark, Python, R
Responsibilities
Model NPV valuation for credit card products; optimize risk-return relationships via credit models; design and calibrate credit granting and pricing strategies; extract and analyze large transactional datasets using SQL; structure and monitor A/B tests for credit policies; monitor key credit performance indicators; align analytical strategies with Product and Platform squads; mentor junior analysts.
Seniority
Senior, hands-on IC
