Credit Analyst II (ATHN:434)
Core
Structure credit for assigned portfolios, assess credit worthiness and risk of potential customers, and underwrite new credit requests to drive profitable business growth while adhering to credit risk policies.
Role type
Credit Analyst II
Builds
Credit packages and underwriting decisions for assigned business segments
Domain
Banking / Credit Risk Management
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
Credit risk assessment, financial analysis, underwriting, portfolio monitoring, regulatory compliance, cross-selling, stakeholder management, process improvement
Preferred skills
Knowledge of market trends, economic factors, industry dynamics, emerging regulatory requirements
Technologies
Sales platform, banking systems
Responsibilities
Structure credit for assigned portfolios, assess credit worthiness or risk of potential customers, underwrite new credit requests, complete annual credit reviews, coordinate draw requests, monitor and control credit facilities, support Relationship Managers in booking new business, identify and respond to changes in the business environment, assist in cross-selling products, protect organizational interests by managing risks, ensure due diligence for customer transactions, keep abreast of emerging issues and regulatory requirements, participate in team development and knowledge transfer, lead problem resolution for complex issues
Seniority
Mid-level, moderate guidance and supervision