Credit Portfolio Analyst
Core
Conduct credit reviews, approvals, and portfolio monitoring to manage Citi's global exposure to clients and counterparties.
Role type
Intermediate Credit Portfolio Analyst
Builds
Credit risk assessments, financial projections, approval memos, cash flow models, and stress test results.
Domain
Banking / Corporate Credit Risk
Deliverable
production ML models | product features | dashboards & analysis | client delivery | infrastructure
Required skills
Credit risk analysis, financial analysis, accounting, valuation, financial modeling, credit analytics, risk assessment, transaction execution, data interpretation, stress testing, collateral risk assessment, volatility analysis, concentration risk analysis, liquidity analysis, wrong way risk analysis, risk management software proficiency, industry-specific data management tools.
Preferred skills
SAS Language
Responsibilities
Conduct risk assessments and client credit analyses with supervision; Review financial results and peer analyses to support preparation of financial projections; Assist in preparation of green-light and transaction approval memos; Support due diligence activities and building of cash flow models and sensitivity analyses; Escalate credit concerns and updates to senior risk and business managers; Support proposal of risk mitigation actions by staying informed of portfolio and industry developments; Assist with portfolio review preparation and conduct of stress tests; Assist in assessment of collateral risk and stress testing; Assist in preparation of risk review materials for proactive risk management; Assist in monitoring credit portfolio limits to ensure compliance with risk appetite limits.
Seniority
Intermediate (2-5 years experience)