Credit Analyst
Core
Assessing credit for new and existing customers, analyzing financial statements and cash flow, and managing exposure for a Home Energy portfolio.
Role type
Senior Credit Analyst
Builds
Credit decisions and risk management for a Home Energy portfolio
Domain
Energy / Utilities / Financial Risk
Deliverable
production ML models | product features | dashboards & analysis | client delivery | infrastructure | physical/clinical work
Required skills
Financial analysis, Credit risk evaluation, Financial statement analysis, Cash flow analysis, Leverage analysis, Liquidity analysis, Credit decision making, Portfolio monitoring, Process standardization
Preferred skills
Power BI, SAP, ERP platforms, Excel
Technologies
SAP, Power BI, Excel
Responsibilities
Analyze financial statements, cash flow, leverage, and liquidity; Approve or recommend credit limits and payment terms; Monitor portfolio performance and flag emerging risks; Collaborate with Sales, Collections, and Operations on credit matters; Support order release decisions and resolve credit-related issues; Mentor junior analysts and help standardize decision-making approaches; Prepare reports on exposure, trends, and portfolio performance
Seniority
Senior, hands-on IC