Analista PL de Crédito e Recuperação
Core
Manual credit analysis for vehicles and home equity loans, evaluating payment capacity, risk, and profitability to approve, reject, or adjust credit conditions.
Role type
Senior IC credit analyst (manual underwriting)
Builds
Consumer and SME credit products (autos, motorcycles, home equity)
Domain
Financial services / Consumer lending
Deliverable
Production ML models | product features
Required skills
Credit policy and risk analysis, Income and debt analysis, Payment capacity calculation, Credit interview conduct, Financial indicators and liquidity assessment, Product knowledge (autos, motorcycles, home equity), Logical reasoning and critical thinking
Preferred skills
None stated
Technologies
None stated
Responsibilities
Analyze credit proposals focusing on payment capacity, risk, and profitability; Evaluate financial and behavioral profiles of individuals and legal entities; Know credit policies, scores, and collateral profiles; Issue technical opinions for approval, rejection, or condition adjustment; Self-manage and monitor performance of key individual indicators
Seniority
Mid-level, hands-on IC
