Head of Member Credit Assessment
Core
Lead strategic direction, governance, and performance of credit assessment for consumer and business lending to ensure quality decisions align with risk appetite and regulatory obligations.
Role type
Senior leadership credit risk executive
Builds
Credit decisioning frameworks, lending policies, and operational processes for a mutual bank
Domain
Banking / Credit Risk / Financial Services
Required skills
Credit risk management, Lending strategy, Regulatory compliance (FAR, APRA, ASIC), Stakeholder management, Team leadership, Portfolio analytics, Risk governance, Operational efficiency, Commercial acumen, Responsible lending practices
Preferred skills
Experience in mutual banking, Data-driven decision making, Change management, Automation initiatives
Technologies
None explicitly stated
Responsibilities
Lead credit assessment function across consumer and business lending, Support accountable executive for Financial Accountability Regime (FAR) governance, Drive excellence in end-to-end lending lifecycle, Shape credit governance and delegation frameworks, Partner with cross-functional teams on strategic initiatives, Provide leadership on complex lending matters, Develop and inspire high-performing teams, Utilize portfolio analytics to identify emerging risks, Monitor external market and regulatory developments, Champion continuous improvement through automation and data insights
Seniority
Senior, hands-on IC with strategic leadership scope