Credit Risk Manager
Core
Shape and lead credit risk strategy for a credit card product, driving underwriting, pricing, segmentation, and decisioning while overseeing portfolio performance.
Role type
Senior IC credit risk manager (decision science)
Builds
Credit card product with AI-driven home management platform
Domain
Fintech / Consumer lending / Credit cards
Deliverable
production ML models | product features
Required skills
Credit lifecycle management, credit risk modeling, portfolio performance analysis, collections strategy, risk operations, data analysis, KPI development
Preferred skills
Fintech experience, credit card domain knowledge, regulated marketing environment familiarity
Technologies
Python, SQL
Responsibilities
Define and optimize credit strategies for new account approvals; Develop and monitor credit policies and customer segmentation; Design pricing and credit limit frameworks; Build and improve credit risk models and decision thresholds; Monitor portfolio KPIs and trends; Develop strategies to reduce delinquencies and charge-offs; Conduct manual reviews and handle credit bureau disputes
Seniority
Mid-level, hands-on IC
