Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises
Core
Acquire and build a diversified portfolio of SME lending relationships (up to 100 Crore) and drive revenue through cross-selling trade, cash, treasury, and fee products.
Role type
Associate Relationship Manager (SME Credit)
Builds
SME loan portfolios and diversified revenue streams for Corporate and Investment Banking
Domain
Banking / Commercial Lending / SME Finance
Required skills
SME lending, working capital finance, sales, cross-selling, credit risk monitoring, KYC/AML compliance, market intelligence
Preferred skills
Market knowledge in SME segment, customer preference analysis
Technologies
None stated
Responsibilities
Source new SME asset relationships up to 100 Crore aligned with bank lending policy, conduct due diligence and on-board clients with account plans, cross-sell asset/trade/cash/treasury products, monitor portfolio for delinquencies and early warning signals, ensure timely renewals and covenant compliance, provide MIS reporting to central team, engage with local business stakeholders and industry associations
Seniority
Associate, hands-on IC