Senior Associate, Relationship Manager, Credit Program Medium, Small Medium Enterprises
Core
Acquire and manage a diversified portfolio of SME lending relationships (Turnover INR 25-600 crores) to generate revenue from assets, trade, cash, and treasury while maintaining strict credit standards.
Role type
Senior Associate Relationship Manager (SME Credit)
Builds
SME loan portfolios and cross-sold banking products for Corporate and Investment Banking
Domain
Banking / SME Lending / Working Capital Finance
Required skills
SME sector knowledge, working capital finance, sales track record in asset business, credit risk assessment, KYC/AML compliance, market intelligence gathering
Preferred skills
Understanding of customer preferences in SME segment, competitor landscape knowledge
Technologies
None stated
Responsibilities
Source new SME asset relationships aligned to bank lending policy, cross-sell trade and treasury products, conduct due diligence for new onboarding, monitor portfolio to maintain zero delinquencies, submit MIS reports, engage with local business stakeholders and industry associations
Seniority
Mid-level, hands-on IC