Commercial Credit Manager, Engineering & Construction
Core
Lead a team of credit professionals to evaluate, underwrite, and manage a portfolio of commercial credit relationships, ensuring adherence to credit policies and mitigating portfolio risk.
Role type
Senior IC Commercial Credit Manager (Team Lead)
Builds
Commercial loan portfolios and credit risk assessments for the bank's largest clients
Domain
Banking / Commercial Lending
Deliverable
production ML models | product features | dashboards & analysis | client delivery | infrastructure | physical/clinical work
Required skills
Financial statement analysis, credit risk rating, collateral valuation, cash flow analysis, complex credit structure underwriting, syndicated loan experience, team leadership, mentoring, internal control design, regulatory compliance
Preferred skills
MBA or Advanced Degree, CPA, Capital IQ, FactSet, Bloomberg
Technologies
Microsoft Office, loan/portfolio management systems, credit risk rating models
Responsibilities
Lead team in proactive partnership with sales from deal screen through loan life cycle; Provide independent credit quality assessments for largest clients; Manage day-to-day underwriting quality and continuous credit monitoring (CCM) activities; Mentor analysts and associates; Recruit, develop, and retain a talented credit team; Exercise managerial authority over staffing, performance, and promotions; Design and maintain internal controls to mitigate risk; Prepare risk assessments and monthly productivity reports.
Seniority
Senior, hands-on IC with supervisory responsibilities