Commercial Credit Officer
Core
Own credit underwriting and portfolio management for mid-to-large companies ($100M–$3B revenue) in the Diversified Industrials vertical, assessing risk and structuring financing solutions.
Role type
Senior Commercial Credit Officer
Builds
Production credit decisions and loan documentation for a significant commercial lending portfolio
Domain
Commercial Banking / Diversified Industrials
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work -> client delivery (credit decisions)
Required skills
Financial statement analysis, Cash flow modeling, Risk assessment, Regulatory compliance, Loan documentation, Portfolio oversight, Mentorship
Preferred skills
Master's degree in finance/business, Experience with complex financing products (working capital, term loans, acquisition finance), Process improvement
Technologies
Excel, Word
Responsibilities
Manage end-to-end credit underwriting from pre-screening to approval and documentation; Assess creditworthiness via financial analysis and cash flow modeling; Prepare comprehensive credit analyses; Monitor borrowers for covenant compliance and early warning indicators; Oversee loan documentation and regulatory compliance; Mentor junior credit professionals
Seniority
Senior, hands-on IC with mentorship responsibilities
