Secured Lending Manager
Core
Drive profitable and sustainable growth of the personal loans portfolio through strategic oversight of business planning, sales, marketing, product development, and partnership management.
Role type
Senior IC Secured Lending Manager
Builds
Personal loans portfolio and consumer lending products
Domain
Banking / Consumer Finance / Secured Lending
Required skills
Business planning, sales strategy, marketing, product development, partnership management, credit capacity monitoring, risk appetite management, pricing strategy, customer retention, credit analytics, behavioral lending analysis, business case preparation, process design, operational efficiency, recovery management, invoicing management, annual review execution, performance target setting, staff training, project implementation
Preferred skills
Stakeholder relationship management, system integrity supervision, cross-sell opportunity identification
Technologies
Credit analytics tools, CVM systems, behavioral lending score cards, loan administration systems
Responsibilities
Formulate strategy for profitable lending portfolio growth, monitor credit capacities and risk appetite adherence, drive pricing strategy to meet targets, manage recoveries and collections, design consumer lending products, prepare business cases for approval, conduct annual reviews of schemes, set performance targets, train customer-facing staff, implement planned projects for business improvement
Seniority
Senior, hands-on IC