Business Relationship Consultant
Core
Conduct in-depth credit analysis to evaluate lending risks, assess client financial health, and prepare credit proposals to support informed lending decisions and strengthen client portfolio performance.
Role type
Business Relationship Consultant (Credit Analysis)
Builds
Credit proposals, risk assessments, and portfolio reports for lending decisions
Domain
Banking / Credit Risk
Deliverable
production ML models | product features | dashboards & analysis | client delivery | infrastructure | physical/clinical work
Required skills
credit risk assessment, financial statement analysis, cash flow analysis, regulatory compliance, cross-sell opportunity identification, stakeholder engagement, portfolio monitoring
Preferred skills
none stated
Technologies
none stated
Responsibilities
Analyse client financial and non-financial information to assess credit risk; Prepare structured credit proposals and supporting documentation; Assess client affordability, cash flow, and financial position to determine risk exposure; Maintain accurate and compliant client credit files and records; Identify cross-sell opportunities to maximize portfolio value; Support relationship managers with analytical insights; Monitor client accounts and risk indicators; Compile portfolio reports for management decision-making; Engage with internal stakeholders on client solutions; Ensure credit assessments comply with policies and regulations.
Seniority
Mid-level (2–4 years experience)