Director - Lending Strategy
Core
Design and execute advanced risk mitigation strategies for unsecured lending portfolios using decision-tree technology and machine learning to optimize exposure and client experience.
Role type
Director, Lending Strategy (Unsecured Account Management)
Builds
End-to-end unsecured lending exposure management strategies and decision rules for Personal Banking products.
Domain
Canadian Retail Banking / Credit Risk & Decisioning
Deliverable
production ML models | product features
Required skills
Unsecured lending lifecycle strategy, consumer/credit risk modeling, decision-tree and optimization software, analytical platforms (FICO, SAS, ARGOSS), cross-functional leadership, regulatory compliance, strategic experimentation.
Preferred skills
Advanced understanding of business financial analysis, challenger model development, alternative data integration.
Technologies
FICO, SAS, ARGOSS, ML scoring systems, decision engines, optimization platforms.
Responsibilities
Build and optimize unsecured lending exposure management strategies; serve as primary model user guiding interpretation of risk scores; lead structured experimentation via champion-challenger frameworks; own strategy design for credit limits and early-warning treatments; partner with technology and analytics teams to translate strategy logic into deployable rules; deliver data-driven insights on portfolio performance and emerging risks.
Seniority
Director, strategic leadership with hands-on practitioner involvement.
