Senior Credit Analyst - Business Cards & Payments - Hybrid
Core
Autonomously manage day-to-day credit evaluations and exposure recommendations for a portfolio of credit lines up to $2MM, analyzing business and personal financial conditions to assess creditworthiness.
Role type
Senior Credit Analyst (Commercial Credit)
Builds
Credit line decisions and exposure recommendations for small business clients
Domain
Financial Services / Commercial Lending / Credit Risk
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
quantitative judgment, financial statement analysis, business model assessment, risk profiling, credit memo preparation, portfolio monitoring
Preferred skills
credit granting authority, underwriting credit products, business credit cards, commercial credit facilities
Technologies
financial analysis tools, credit risk systems
Responsibilities
Evaluate complex financial statements, merchant spend, revenue sustainability, and overall risk profiles; conduct business interviews to understand client models and projections; prepare analytical credit memos identifying risks and mitigants; proactively monitor portfolio performance to identify trends.
Seniority
Senior, hands-on IC
