Business Director - Credit Analytics
Core
Strategic leadership of credit loss forecasts and stress testing estimates for various lines of business, challenging assumptions to inform quarterly allowances and annual risk management.
Role type
Senior IC Business Director (Credit Analytics)
Builds
Credit loss forecasts, stress testing estimates, and risk analytics for Capital One's consumer and commercial credit portfolios.
Domain
Financial Services / Credit Risk Management
Deliverable
production ML models | dashboards & analysis
Required skills
Strategic decision making, quantitative analysis, qualitative analysis, people management, project management, hypothesis testing, data interrogation, executive communication, business judgment, team building, stakeholder influence
Preferred skills
Master's degree in Finance/Economics/Math/Statistics, 5+ years quantitative/qualitative analysis, 5+ years financial services, 3+ years consumer credit management, 3+ years people management, consulting experience
Technologies
N/A
Responsibilities
Manage or develop analysts and mentor associates; drive improvements in credit forecast performance by connecting consumer/commercial credit trends to historical behavior; manage the credit forecast challenge process including forming hypotheses and designing analytics; partner with Loss forecast, Model Validation, Finance, and Credit Accounting teams; drive critical decisions and hold business partners accountable; synthesize analytic takeaways for leadership.
Seniority
Senior, hands-on IC with management responsibilities