Credit Portfolio Manager
Core
Manages credit risk for a portfolio of commercial credit clients, monitors loan performance, and evaluates financial risk to ensure adherence to guidelines.
Role type
Credit Portfolio Manager
Builds
Credit memoranda and financial analysis for credit committee approval
Domain
Commercial Banking / Credit Risk
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Financial statement analysis, Credit risk evaluation, Covenant monitoring, Due diligence, Financial modeling, Legal documentation review
Preferred skills
Excel proficiency, Verbal presentation skills, Client meeting facilitation
Responsibilities
Manages credit risk for a portfolio of commercial credit clients and monitors loan performance; Supports Relationship Managers through financial/credit analysis; Researches and analyzes pertinent financial statements to evaluate creditworthiness; Prepares written credit memoranda and presents verbally at credit committee; Collects client information and completes financial statement spreadsheets and projections; Evaluates financial and nonfinancial covenants for credit facilities; Reviews legal documentation and updates company credit quality; Monitors client loan portfolios on an ongoing basis; Conducts due diligence through lender meetings and discussions with relationship managers.
Seniority
Mid-level, hands-on IC