Credit Products Diversified Industries Associate
Core
Supports Credit Products Diversified Industries Managers in identifying and mitigating risks in existing and proposed credit products by analyzing new commercial credit opportunities and managing loan portfolios.
Role type
Associate credit underwriter and portfolio manager
Builds
Commercial credit relationships and loan portfolios for diversified industries
Domain
Banking / Commercial Lending
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
Credit underwriting, financial analysis, covenant compliance monitoring, risk rating determination, financial reporting, portfolio management, regulatory compliance
Preferred skills
Corporate banking experience, client relationship management, problem-solving
Technologies
Credit risk management systems, financial reporting tools
Responsibilities
Prepare credit approval packages including risk ratings and financial performance analysis; analyze guarantors for credit underwriting; review pre-closing loan documents and conduct closing due diligence; manage financial reporting, covenant requirements, and past dues; monitor portfolio and servicing activities; validate risk ratings and identify changes; identify opportunities for exposure reduction; participate in customer and prospect calls; ensure compliance with internal and external regulatory requirements
Seniority
Junior to Mid-level, hands-on IC