Credit Products Commercial Portfolio Manager
Core
Independently leads the entire commercial credit process, partnering with relationship managers to execute loan origination strategy and develop optimal financing structures for clients.
Role type
Senior IC commercial credit portfolio manager
Builds
Commercial loan structures and credit solutions for corporate clients
Domain
Banking / Commercial Finance
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Commercial underwriting, financial statement analysis, cash flow analysis, risk evaluation, regulatory compliance (AML, CRA/HMDA, Reg B), portfolio management
Preferred skills
Corporate credit training certification, major corporate banking experience
Technologies
N/A
Responsibilities
Execute commercial loan origination strategy by developing financing structures for prospects and clients; Underwrite, structure, and document complex client transactions above a designated threshold; Manage assigned portfolio by monitoring performance, identifying issues, and developing remediation plans; Ensure credit process metrics remain within prescribed tolerances; Maintain accountability for risk evaluation and regulatory compliance requirements; Review interim new money requests for relationships up to a defined limit
Seniority
Mid-level, hands-on IC
