Credit Officer, Associate
Core
Assign and surveil Probability of Default Ratings for Corporate and Institutional counterparties; handle credit documentation and support live trade credit reviews.
Role type
Associate Credit Officer (Credit Analytics)
Builds
Credit ratings, rating reports, credit reviews, and credit documentation for corporate/institutional clients.
Domain
Banking / Credit Risk / Corporate Finance
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
credit underwriting, financial statement analysis, cash flow modeling, peer analysis, knowledge of financial markets, knowledge of banking products (Trade Finance, Derivatives), regulatory compliance
Preferred skills
MSc/MA/MBA/CA/CFA qualifications, experience in credit underwriting, strong accounting background, knowledge of financial ratios
Technologies
credit systems, cash flow models
Responsibilities
Undertake accurate and timely credit analysis of counterparties by identifying business and financial risk; Write Rating reports and credit reviews for recommendation to Senior members; Active participation in Live trades with onshore credit officers (KCP) by understanding trade dynamics and completing credit write-ups; On-going monitoring & surveillance of assigned international portfolios including rating changes and market developments; Monitoring of limits/exposure including updating limit amendments and clearing excess tickets; Interface directly with Credit officers (KCP) and stakeholders to ensure complete understanding of DB's exposure; Participate in ad-hoc projects related to portfolio exercises and regulatory developments.
Seniority
Associate, entry-level IC
