Credit Analyst
Core
Perform credit underwriting and appraisal for corporate/wholesale banking clients, including detailed credit reports and financial analysis.
Role type
Mid-level corporate credit analyst
Builds
Credit proposals, risk assessments, and financial models for banking clients
Domain
Banking and financial services
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
credit underwriting, financial statement analysis, cash flow modeling, leverage analysis, ratio analysis, loan structure evaluation, covenant monitoring, collateral assessment, financial forecasting
Preferred skills
industry analysis, peer analysis, internal rating frameworks
Technologies
Excel, financial modeling software
Responsibilities
Perform credit underwriting and appraisal for corporate/wholesale banking clients, Prepare end-to-end credit proposals including industry and peer analysis, Conduct financial analysis including cash flow and working capital assessment, Evaluate loan structures including term loans and trade finance exposures, Assess financial and non-financial covenants and monitor compliance, Build and review financial models and projections
Seniority
Mid-level, hands-on IC