Business Banking Underwriter II
Core
Analyze credit information for existing and prospective business customers to evaluate creditworthiness and render credit decisions on new money requests, renewals, and amendments.
Role type
Business Banking Underwriter
Builds
Commercial and small business loan approvals
Domain
Banking / Commercial Lending
Deliverable
production ML models | product features | dashboards & analysis | client delivery | infrastructure | physical/clinical work
Required skills
Financial statement analysis, cash flow interpretation, tax return analysis, credit bureau data usage, credit scoring model application, industry risk assessment, management quality evaluation, regulatory compliance
Preferred skills
Commercial/small business lending experience, traditional and automated commercial credit underwriting methodologies, LIQ, CLS, Hogan, CEDesktop, Salesforce, nCino
Technologies
Microsoft products
Responsibilities
Evaluate applicant credit needs and financial strength, assess industry risk and market position, interpret financial statements and tax returns, use credit scoring models to determine risk degree, communicate credit decisions to team members and internal clients, comply with internal policies and laws
Seniority
Mid-level IC
