Underwriter 5
Core
Structure and recommend optimum credit solutions for ATB's Diversified clientele by analyzing financial statements, performing financial modeling, and assessing risk.
Role type
Senior commercial underwriter (diversified lending)
Builds
Commercial loan portfolios for diversified clients
Domain
Banking / Commercial Lending
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work -> production credit decisions and loan structures
Required skills
Financial statement analysis, Financial modeling, Sensitivity analysis, Capital structure analysis, Security valuation, Industry benchmarking, Credit risk assessment
Preferred skills
Diversified underwriting experience, Commercial lending experience
Technologies
Credit risk systems, Financial modeling tools
Responsibilities
Analyze financial statements and information to assess risk and determine which financial services meet client needs; Perform financial modelling and sensitivity analysis of projections; Conduct capital structure analysis with recommendations on alternate capital structures; Ensure credit decisions are in accordance with sound credit granting principles and ATB lending policy; Act as a subject matter expert and mentor to junior underwriters and sales team members; Collaborate with Relationship Managers to structure credit solutions.
Seniority
Mid-Senior, experienced lender (3-5 years)
