Commercial Underwriter, Sr
Core
Analyze complex commercial credit requests (working capital, asset-based, CRE, equipment) for moderate-to-large enterprises, deriving risk conclusions and preparing credit recommendations to obtain approval.
Role type
Senior Commercial Underwriter (C&I and CRE)
Builds
Credit approvals and risk-rated loan structures for commercial clients
Domain
Banking / Commercial Lending
Deliverable
production ML models | product features | dashboards & analysis | client delivery | infrastructure | physical/clinical work
Required skills
Commercial underwriting, credit analysis, financial statement spreading, cash flow analysis, risk rating modeling, regulatory compliance, policy interpretation, team mentorship
Preferred skills
Training and presentation, portfolio management, quality control review
Technologies
Excel, Word, PowerPoint, risk rating scoring models
Responsibilities
Analyze business and financial data to identify key risks; prepare credit recommendations with quantitative and qualitative analysis; monitor borrower financial performance and covenant adherence; coach and mentor junior underwriters; review credit reports for quality control; partner with relationship managers on loan structures.
Seniority
Senior, hands-on IC with mentorship responsibilities
