Credit Analyst (Brisbane or Perth)
Core
Evaluate financial background and creditworthiness of auto loan and lease financing applicants to inform approval decisions.
Role type
Credit Analyst (Auto Finance)
Builds
Loan approval decisions for consumer auto finance products
Domain
Auto finance / Consumer lending
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
Credit underwriting, financial statement analysis, credit report interpretation, risk assessment, debt-to-income ratio calculation, policy adherence
Preferred skills
Consumer and commercial lending exposure, auto finance industry experience, financial modelling, Microsoft Excel proficiency
Responsibilities
Review and analyse loan applications including credit reports and income statements; Assess applicant repayment ability based on credit history and employment stability; Identify high-risk applicants and escalate for further review; Make recommendations on loan applications adhering to policy and guidelines; Collaborate with sales, operations, and underwriting teams
Seniority
Individual Contributor