Credit Risk Analyst
Core
Ensure the business lends responsibly and manages the portfolio within agreed risk appetite by producing analysis and insight into current portfolio and market trends.
Role type
Credit Risk Analyst
Builds
Credit risk policies, portfolio forecasts, and management information for senior leadership.
Domain
Financial services / Sustainable mobility leasing
Deliverable
dashboards & analysis
Required skills
Analytical mindset, attention to detail, numerical background, coding experience (SAS/SQL/Python), limit and exposure management, concentration risk management, default management
Preferred skills
Statistics or business background, interest in modelling, analytics or economics, STEM degree
Technologies
SAS, SQL, Python
Responsibilities
Support the Portfolio team in the analysis and assessment of existing and emerging credit risks; Monitor and optimise the credit strategy, credit risk appetite and policies across the credit lifecycle; Develop and monitor key performance drivers and portfolio forecasts; Perform monitoring for portfolio-level activities such as limit and exposure management, concentration risk management and default management; Produce management information and ad-hoc analysis providing insight to senior management.
Seniority
Individual Contributor
