Fleet Credit Analyst
Core
Analyze financial conditions and manage credit risk for commercial fleet borrowers with outstanding balances exceeding $1.25M, supporting Daimler Truck Financial Services' commercial retail and lease acquisitions.
Role type
Senior IC credit analyst (commercial fleet lending)
Builds
Credit risk assessments and loan approvals for large fleet customers
Domain
Commercial vehicle financing / Transportation industry
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
Financial statement analysis, credit risk assessment, negotiation techniques, regulatory compliance, data collection and trend analysis, MS Excel proficiency
Preferred skills
Moody's software application experience, commercial lending in transportation industry, knowledge of DTFS systems (ALFA, PEGA, ECP, Credit Lens, Legal Documentation, UCC), hypothesis formulation and statistical evaluation
Technologies
Moody's, ALFA, PEGA, ECP, Credit Lens, UCC
Responsibilities
Analyze financial condition for Fleet borrowers with DTFS outstanding balance exceeding $1.25MM; Perform timely reviews of Fleet borrowers with outstanding balances in excess of $1MM; Present sound recommendations to approving authorities for credit files outside limits of authority; Build positive relations and work with District Finance Managers on buying strategies; Participate in joint Sales calls and Customer/Dealer visits; Ensure compliance with all applicable regulations including Local and Global Credit Rules; Assist with training and coaching other fleet collectors
Seniority
Mid-level IC (2-4 years experience) or Senior IC (6 years experience in lieu of degree)
