Underwriting Analyst
Core
Support underwriting processes for card products by evaluating customer creditworthiness and repayment capacity to manage credit risk.
Role type
Underwriting Analyst (Credit Risk)
Builds
Credit decisions and risk management for corporate card products
Domain
Fintech / Commercial Banking
Deliverable
production ML models
Required skills
Financial analysis, Credit risk assessment, Cash-flow analysis, Data analysis, Cross-functional collaboration, Risk-based decision making
Preferred skills
Quantitative credit risk models (PD, LGD), SQL, Hex, Salesforce, Banking regulations knowledge
Technologies
SQL, Hex, Salesforce, Spreadsheets, AI-enabled tools
Responsibilities
Review assigned underwriting queues including account reviews and limit changes; Evaluate customer creditworthiness using bank statements and transaction data; Analyze cash balances, revenue, burn, and runway to identify credit risk; Make risk-based recommendations within delegated authority; Communicate underwriting decisions and rationale to internal partners and customers; Partner with cross-functional teams to resolve complex cases and improve workflows; Identify opportunities to improve underwriting quality and efficiency.
Seniority
Individual Contributor, Analyst level
