VP - Credit Officer (Structured Credit and Real Estate Underwriting)
Core
VP leading underwriting and risk management for a multi-billion-dollar portfolio of affordable housing real estate assets in North America.
Role type
Senior IC credit officer (structured credit and real estate underwriting)
Builds
Credit approvals, risk ratings, and portfolio monitoring for Citi Community Capital
Domain
Banking / Real Estate Finance / Structured Credit
Required skills
Credit analysis, Portfolio management, Real estate underwriting, Structured credit structuring, Financial statement analysis, Risk rating, Construction financing oversight, Compliance monitoring, Stress testing, Audit preparation
Preferred skills
Real estate experience, Structured credit experience, Financial modeling
Technologies
Microsoft Office
Responsibilities
Review property-level and borrower financials to identify deteriorating trends; Oversee junior analysts' work product; Monitor ongoing compliance of assigned deals with financing terms; Monitor construction progress and draw reviews; Prepare annual credit approval and quarterly memos; Assist with stress testing, concentration analysis, and risk ratings.
Seniority
Senior, hands-on IC