Senior Associate, Credit Manager
Core
Assessing and managing credit risk for loan portfolios sourced through correspondent networks, including underwriting, due diligence, and portfolio monitoring.
Role type
Senior Associate, Credit Manager
Builds
Loan portfolios sourced via correspondent networks
Domain
Mortgage finance / Alternative investments
Required skills
Credit risk management, Financial data analysis, Regulatory compliance, Credit analysis techniques, Risk assessment methodologies, Microsoft Excel (financial modeling)
Preferred skills
Mortgage industry experience, Banking industry experience, Underwriting guidelines development
Technologies
Microsoft Excel
Responsibilities
Create and maintain underwriting guidelines and credit criteria; Develop and implement mortgage originator onboarding and diligence processes; Evaluate creditworthiness of potential borrowers; Determine appropriate credit limits, terms, and conditions; Monitor portfolio performance and conduct regular credit reviews; Develop and implement risk mitigation strategies; Maintain quality control review processes with third-party vendors.
Seniority
Senior, hands-on IC