Senior Director, Portfolio Monitoring - Real Estate
Core
Manage a complex book of real estate and property-backed loans, owning customer relationships and post-origination credit risk including distressed assets.
Role type
Senior Director, Portfolio Monitoring (Real Estate)
Builds
Investment, transitional, development, and buy-to-let loans; revolving credit facilities (RCFs) and loan-on-loan facilities.
Domain
Real Estate Finance / Banking
Required skills
Real estate lending experience (investment/development), Revolving credit facilities management, Credit appraisal and financial modeling, Distressed credit restructuring, Team leadership, Credit committee presentation
Preferred skills
AI tool adoption, Cross-selling bank products
Technologies
Bank approved AI tools, LMA documentation
Responsibilities
Monitor loan book via annual reviews, covenant testing, and stress testing; Manage RCFs and loan-on-loan facilities; Make in-life credit decisions (drawdowns, waivers, extensions); Manage distressed credits and lead restructuring negotiations; Present credit papers to credit committee; Lead and coach a team of Directors; Work with India-based analyst team; Engage external advisors (legal, valuers).