Senior Credit Officer, Commercial Lending — Vice President
Core
Senior credit authority leading end-to-end underwriting and decision-making for complex commercial lending requests, assessing financial viability and risk for diverse clients.
Role type
Senior IC commercial credit officer (Vice President)
Builds
Commercial loan portfolio decisions and credit risk assessments
Domain
Commercial banking / Credit risk
Required skills
Credit underwriting, Financial analysis, Regulatory compliance, Credit memo writing, Portfolio monitoring, Process improvement, Team mentorship, Excel modeling
Preferred skills
Commercial portfolio management, Institutional banking products, Cross-functional project leadership
Technologies
Excel, Financial modeling tools
Responsibilities
Lead end-to-end credit underwriting for commercial lending requests; Produce detailed credit memos and written analyses; Conduct in-depth financial analysis on companies with complex structures; Assess repayment capacity of individuals and guarantors; Perform industry and market research; Monitor compliance with credit policies; Identify and implement improvements to underwriting processes; Mentor junior credit officers
Seniority
Senior, hands-on IC with leadership coverage