Underwriter - Commercial Mortgages - 12 Month FTC
Core
Assess and underwrite direct credit loan applications for established SMEs, managing the end-to-end process from enquiry to completion while ensuring loans are fully secured. (via careerplan.io/jobs/44c1afc9-8530-457c-ad21-cbc6f53121e1-underwriter-commercial-mortgages-12-month-ftc-at-allica-bank)
Role type
Commercial mortgage underwriter
Builds
Commercial mortgage and investment loan products for established SMEs
Domain
Fintech / Commercial Real Estate Lending
Required skills
Credit analysis, Financial statement analysis, Cashflow forecasting, Risk assessment, Regulatory compliance (TCF, AML, KYC), Stakeholder management, Portfolio management, Reporting and KPI development
Preferred skills
Experience in SME sector, Credit Committee presentation experience, Arrears management
Technologies
Credit data and analytical tools
Responsibilities
Assess and underwrite direct credit loan applications within personal discretion; Produce clear written documentation and escalate cases outside personal discretion; Manage end-to-end application process including liaising with solicitors for security instructions; Liaise with Credit team on risk environment and policy development; Monitor controls and escalate areas of concern; Manage portfolio of advances to arrears and collections policy; Liaise with applicants, brokers, and valuers for information; Develop MI and KPI indicators for mortgage processing pipeline.
Seniority
Mid-level, hands-on IC