Mortgage Loan Specialist
Core
Initiates mortgage processes for potential clients, preparing, analyzing, and verifying loan applications for real estate purchase or refinance.
Role type
Mortgage Loan Specialist
Builds
Mortgage loan products and services
Domain
Real Estate / Financial Services
Required skills
Networking, Financial analysis, Credit data analysis, Regulatory compliance knowledge, Customer service, Loan documentation management
Preferred skills
Excel proficiency, Four-year college degree
Technologies
Excel
Responsibilities
Establish and maintain a network of business relationships with real estate professionals and builders; Meet with potential borrowers to discuss mortgage needs; Present bank's mortgage products and services; Complete borrower applications and analyze financial and credit data; Lock rates per company and regulatory guidelines; Prepare or request loan documentation; Work with Centralized Processing Department to order attorney and appraisal work; Maintain communication with borrowers regarding loan status; Service in-house and secondary market loans including escrows, payments, and payoffs; Assist clients with monthly billing and collections; Monitor delinquent payments and follow up with clients; Work with other departments to resolve customer issues.
Seniority
Individual Contributor, 2+ years experience