Senior Underwriter
Core
Senior individual contributor assessing higher-complexity small business finance applications and providing thought leadership to the US underwriting team.
Role type
Senior IC underwriter (small business finance)
Builds
Embedded financial solutions for small and medium-sized businesses
Domain
Financial services / Small business lending
Required skills
Credit judgment, cash-flow analysis, financial statement analysis, credit bureau data interpretation, fraud detection, small-business debt structure knowledge, coaching/mentoring, thought leadership, process improvement
Preferred skills
SQL, analytical training
Technologies
Excel, SQL
Responsibilities
Independently assess new and repeat funding applications using bank statements and credit data; Exercise delegated approval authority and document decision rationale; Serve as a referral point for complex or higher-risk applications; Coach and mentor underwriters through case discussions and decision calibration; Share practical underwriting knowledge to strengthen team consistency; Partner with customers and internal teams to resolve questions and communicate decisions; Identify portfolio trends and opportunities to strengthen policies and controls; Lead or support process improvements to balance customer experience and risk.